Halifax remortgage deals tend to be very competitive but are they right for you?
Compare rates and apply online.
Act now and you could get a remortgage offer within only 60 minutes even if you have credit issues.
Do you have bad credit?
Not a problem, we have a wide range of adverse credit remortgage options.
Back in 1853, before Halifax was just…well, Halifax…it was
known as the Halifax Building Society. Halifax is a banking chain in the UK
and in 2009 became part of the Lloyds Banking Group. Halifax is the largest
provider of mortgages and savings account in the UK. It is one of the most
reputable and customer-friendly banks in the world. Among the banking
products and services offered by Halifax are:
• Bank accounts
• Online banking
• Credit cards
• Savings accounts
• Individual Savings Accounts – ISAs
• Share dealing
• Travel insurance
Remortgaging with Halifax
Halifax maintains an excellent reputation for presenting some of the best mortgaging and remortgaging deals in the UK. Halifax Bank has been providing customers outstanding services, including expert advice for over 160 years and with such a variety of mortgage options on, Halifax is often a home buyer’s dream come true.
Applying for a Remortgage in UK
You can apply for a mortgage or remortgage through Halifax’s website, in person or over the phone. Once a date has been set for your appointment, compile and organize any pay slips or recent bank statements you might need on the day of your appointment. It is advisable that if you intend to apply along with someone else, bring them with you to the appointment in order to save time.
Give accurate details about yourself and your property to your mortgage adviser who will then recommend the most suitable remortgage plan for you based on your needs and circumstances. You will be handed an important key facts illustration, in which the terms of the mortgage plan and the total cost of the loan will be mentioned.
The Remortgage Offer
To make sure that the details you have provided are accurate, Halifax will make enquiries about you at a credit reference agency. Once your details are checked and proven accurate, Halifax appoints you a valuation surveyor and will arrange for your property to be assessed. If there are no major defects in your property and all your details are correct, Halifax Bank will hand you a remortgage offer.
The Start of Your Remortgage
After your conveyancer has checked the remortgage offer and followed the instructions of what they are asked to do, you conveyancer will ask for the home loan money to be sent. All the hassle with your current mortgage lender should be handled by your solicitor too. After your conveyancer has made the final checks at the registry/registers of Scotland, you will be notified via letter that your remortgage has commenced.
So, if you are looking for a remortgage deal, Halifax could be one of the best options available to you.
To be totally sure take the time to compare Halifax remortgage rates to the whole UK mortgage market.
It is quick and easy. Simply use the remortgage comparison tool at the top of the page.